USDA Loans

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USDA Loans

A USDA Loan, or Rural Development Loan, Is a home mortgage loan that allows you to purchase a home with no money down. USDA loans offer 100% financing to qualified buyers and is government-insured.

Whether you are a first time home buyer or looking to purchase a new home, the USDA Home Purchase Mortgage Loan Program is one of the best purchase programs available today for rural communities.

The USDA mortgage loan is designed to help those in “rural areas” buy a home. Fortunately, USDA defines rural to include many suburban neighborhoods. Population requirements on a USDA loan can be as high as 35,000 depending on the areas designation. Approximately 97% of the land in the US is eligible for a USDA home loan.

Loan benefits

  • 100% Financing
  • No Down Payment
  • Low Mortgage Insurance Rates
  • Low Interest Rates
  • Flexible Credit Guidelines
  • Fixed Rates