Market Updates

Market Updates

Texas Mortgage & Housing Market News

Rate movements, local housing trends, and what they actually mean for buyers across Montgomery County, Houston, and the rest of Texas, explained in plain English by our own loan officers.

Rates

Mortgage Rates Are Holding at 7.40%. Here’s What That Means for You.

Freddie Mac’s 30-year fixed held at 7.40% for a second week, over a point above last October. Here is what is holding it there and what it does to a payment.

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Local Market

Houston and Montgomery County Housing Market: September 2026

HAR’s September report shows sales down 5.7%, inventory up to 5.5 months, and prices about flat. Here is what that means for buyers and sellers.

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Buyer Tips

What Today’s Rates Actually Mean for Your Home Search

Start with the payment, not the rate. With the 30-year at 7.40%, here is how we would think about timing, buydowns, and pre-approval this fall.

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