Conventional Loans
Conventional mortgages are the most common types of home loans in North Houston and are insured by either Fannie Mae or Freddie Mac. Conventional mortgages can be both fixed mortgages or adjustable rate mortgages.
VA Loans
Home loan option for Veterans, Service Members and select military spouses. VA mortgages are guaranteed by the U.S. Department of Veterans Affairs, otherwise known as the “VA”.
USDA Loans
A USDA Loan, or Rural Development Loan, Is a home mortgage loan that allows you to purchase a home with no money down. USDA loans offer 100% financing to qualified buyers and is government-insured.
FHA Loans
FHA Mortgage loans have been helping people become homeowners since 1934. FHA loans are backed by the Federal Housing Administration.
Investor Loans
Investor property loans can help take your real estate investing needs to the next level. Whether you are financing a single asset for buy and hold or looking to refinance a portfolio of real estate assets, K&G Capital Mortgage can help.
Jumbo Loans
A Jumbo Loan is your best option if you need to borrow more than the conventional loan limit of $647,200 in The Greater Houston Area. These mortgages carry a higher credit risk than loans issued by Fannie or Freddie Mac.