Investor Loans

Investor property loans can help take your real estate investing needs to the next level. Whether you are financing a single asset for buy and hold or looking to refinance a portfolio of real estate assets, K&G Capital Mortgage can help. We have experience working with real estate investors throughout the state of Texas.

As Texas’s real estate market continues to explode, more and more investors are capitalizing on low entry real estate purchases. Obtaining capital from a traditional bank will only get you so far. As a private money lender, we can open up your opportunity to invest in more Texas rental properties.

DSCR Loans (Debt-Service Coverage Ratio)

Qualify based on the property’s rental income instead of your personal income. DSCR loans are ideal for investors building a portfolio: no tax returns or W-2s required, financing available in an LLC, and unlimited financed properties with many programs. If the rent covers the payment, the deal can work.

Conventional Investment Property Loans

For investors who qualify with traditional documentation, conventional financing offers some of the most competitive rates available on rental properties. Finance single-family rentals, duplexes, and multi-unit properties (up to 4 units) with as little as 15-20% down, using your income and credit to qualify.