Down Payment Assistance

The down payment is the biggest hurdle for many buyers, but you may not need as much as you think, and you may not need it all from your own pocket. We connect qualified Texas buyers with down payment assistance programs that make homeownership possible sooner.

How Down Payment Assistance Works

State and local programs offer grants and second-lien assistance that can cover some or all of your down payment and closing costs. Some assistance is forgivable over time, and many programs pair with FHA, VA, USDA, or conventional loans.

Who Qualifies

Programs are typically based on income limits, credit score, and home price, and many are not limited to first-time buyers. Ask us to check your eligibility; it only takes a few minutes.