Construction Loans

Construction Loans

Building your dream home on your own land? We finance the journey from dirt to front door, with construction lending built for Texas custom homes and acreage properties.

One-Time Close Construction Loans

One loan, one closing, one set of closing costs. Your construction financing automatically converts to your permanent mortgage when the home is complete, and your rate can be locked before you break ground.

Two-Time Close Construction Loans

A separate construction loan followed by permanent financing when you finish. This route can offer more flexibility during the build and lets you re-shop your permanent rate at completion.

We can also help you finance the land purchase as part of your construction plan.

Loan benefits

    One-time and two-time close options Interest-only payments during the build Finance the land and the build together Converts to a permanent mortgage Built for custom homes and acreage